A home warranty is usually not a bad idea when you first buy your house. Sex offenders must be registered, but there is no guarantee that the seller nor their agent is going to feel an obligation to tell a potential home buyer of any offenders in the area.
As this article shows, buying real estate is not as complex as it seems. It is a lengthy process with research to be done, but is well worth it when all is said and done. With the above tips in mind, you should be smarter when it comes to buying real estate. Furthermore take into consideration a Home Warranty Quote for your brand-new kitchen appliances and major air and heating conditioning systems. Make a plan and make sure you'll be insured when out of the blue events take place.You have just spent all of your savings and might not have the time or money to buy a major appliance if it breaks. And the price of the warranty is usually hid in the financing somewhere.
Unless you think you may have more than one major issue coming up, I would not purchase or re new the warranty. You can replace almost any appliance for the $445 of course unless you have really high dollar appliances.
I had a warranty with HMS. In the first year, they had to replace a hot water tank and a dishwasher. The hot water tank was not a problem. They replaced it with the same, high dollar water heater that was installed. (H.O. Smith brand). When the dishwasher went bad, the BS started. They wanted to replace a dishwasher with 5 cycles and 7 add ons like pot scrubber, etc, with the cheapest, most generic dishwasher on the market. I had to tell them that they were not installing that piece of crap in my house and threaten legal action to get them to replace it with it's equivalent. Then they told me that they only covered the price of the appliance and I had to cover the installation. I came home from work one day and the new dishwasher was in the middle of my driveway, where the delivery driver dropped it.